http://www.martinipundit.com/health-care-reform/starting-from-scratch-may-be-a-good-health-care-solution Opinions Shaken not Stirred! Thu, 18 Nov 2010 20:39:20 -0600 http://wordpress.org/?v=2.8.4 hourly 1 http://www.martinipundit.com/health-care-reform/starting-from-scratch-may-be-a-good-health-care-solution/comment-page-1#comment-4 Peter Duncan Tue, 24 Nov 2009 15:46:20 +0000 http://www.martinipundit.com/?p=9#comment-4 I think by making simple decisions to buy or not buy, consumers have changed entire industries — banking, travel, cell phones. A little pressure from consumers typically produces a lot of innovation that shifts products, competition, prices, quality, choices, and ultimately value. The problem with personal and corporate health insurance</a> is that it has been built around providers, insurers, the government, employers — and not around consumers. We've ended up with spiralling costs and few consumer choices, primarily because many of the regulations and mindsets governing health care have inhibited the kind of broad-scale consumer innovation that's happened in other industries. I think by making simple decisions to buy or not buy, consumers have changed entire industries — banking, travel, cell phones. A little pressure from consumers typically produces a lot of innovation that shifts products, competition, prices, quality, choices, and ultimately value. The problem with personal and corporate health insurance is that it has been built around providers, insurers, the government, employers — and not around consumers. We’ve ended up with spiralling costs and few consumer choices, primarily because many of the regulations and mindsets governing health care have inhibited the kind of broad-scale consumer innovation that’s happened in other industries.

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